Down Payment Assistance Programs From Florida Housing
Florida Assist Down Payment Assistance
Florida Assist from Florida Housing works with participating lenders to offer up to $7,500 to assist with down payment and closing costs. It’s actually a second mortgage, but it’s deferred. It has zero-percent interest and no payments until you sell or refinance or until you pay off the first mortgage on the home.
Homeownership Assistance for Moderate Income Loan (HAMI)
The Homeownership Assistance for Moderate Income Loan is a second mortgage that runs along side your first mortgage. It’s cool because it pays for closing costs and down payments. You pay off this loan over ten years with a special low fixed-rate.
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